Shopify Capital

Business funding.
Your way.

Get the freedom to grow your business the way you want with fast funding and flexible payments through Shopify Capital.

Log in to check eligibility

Don’t have a Shopify store?

Shopify merchant prepares a bouquet for an online order. A Shopify merchant’s dashboard shows that $4 of a $40 order is deducted for Capital funding repayment, leaving $36 in earnings.

Fast, hassle-free application

Apply for funding with minimal paperwork and no personal credit checks.

Funds in days, not weeks

Receive funds within days if approved and use them as you see fit.

Automated payments

Repay funding as a percent of your store's daily sales, so payments flex with your business.

Peace of mind

Secure your offer at a fixed cost—no compounding interest, no surprises.

Your money, your moves

From buying inventory to ramping up your marketing efforts and hiring more staff, you decide how to use your business funds.

Two business collaborators shaking hands

Hire who you need

Bring on experts or freelancers, compete for top talent, and increase your team’s productivity with the right people on board.

Box with supplies

Beat backorders

Stock up on bestsellers, take advantage of bulk discounts, and get ready for seasonal sales without compromising your cash flow.

Target with arrows

Stay competitive

Keep your ads running during peak seasons, optimize your online store for SEO, and promote your brand on social to reach more buyers and boost conversions.

Male shop owner on his mobile while overseeing production of his food product

“After I received my funding from Shopify Capital, I was able to use that money for marketing the next day.”

Riaz Surti | Hearthy Foods
Male shop owner on his mobile while overseeing production of his food product

“I just didn't want to deal with the whole process of going through traditional lending—I wanted to focus on the business. A traditional loan felt cumbersome and more restrictive. Shopify Capital has a different mentality to it. It's so easy.”

Tracey Hicks, Founder | All Things Real Estate
Phoebe Yu, founder of Ettitude, smiling at us from her home office

“I really love the flexibility of the repayment system of Shopify Capital. On busy days I repay more, and on slower days I repay less.”

Phoebe Yu | Ettitude
All loans through Shopify Capital are issued by WebBank, Member FDIC.